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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $103,680 | $88,596+17.0% | $70,098+47.9% | $134,509-22.9% |
| Participation rate | 50.0% | 74.9%-24.9pp | 70.5%-20.5pp | 81.2%-31.2pp |
| Annual return | -18.13% | 442.67%-460.8pp | 190.76%-208.9pp | 418.13%-436.3pp |
| Employer contribution / active EE | $563 | $3,235-82.6% | $2,560-78.0% | $4,741-88.1% |
| Participant deferral / active EE | $4,475 | $4,772-6.2% | $3,849+16.3% | $6,400-30.1% |
| Admin fee / account holder | $10,481 | $10,441+0.4% | $6,266+67.3% | $11,427-8.3% |