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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $79,189 | $227,399-65.2% | $189,758-58.3% | $198,609-60.1% |
| Participation rate | 72.7% | 84.0%-11.3pp | 79.8%-7.1pp | 82.4%-9.7pp |
| Annual return | 17.87% | 61.03%-43.2pp | 52.62%-34.8pp | 202.70%-184.8pp |
| Employer contribution / active EE | $3,620 | $5,526-34.5% | $4,767-24.1% | $5,055-28.4% |
| Participant deferral / active EE | $7,834 | $6,837+14.6% | $5,856+33.8% | $6,977+12.3% |
| Admin fee / account holder | $817 | $25,162-96.8% | $20,388-96.0% | $19,030-95.7% |