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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $79,189 | $185,312-57.3% | $161,489-51.0% | $154,746-48.8% |
| Participation rate | 72.7% | 82.5%-9.7pp | 78.7%-6.0pp | 80.7%-8.0pp |
| Annual return | 17.87% | 103.84%-86.0pp | 89.72%-71.9pp | 172.34%-154.5pp |
| Employer contribution / active EE | $3,620 | $4,769-24.1% | $4,268-15.2% | $4,379-17.3% |
| Participant deferral / active EE | $7,834 | $6,350+23.4% | $5,630+39.2% | $6,730+16.4% |
| Admin fee / account holder | $817 | $18,654-95.6% | $16,006-94.9% | $14,365-94.3% |