Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 8-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $82,319 | $72,492+13.6% | $87,102-5.5% | $72,983+12.8% |
| Participation rate | 45.7% | 72.8%-27.2pp | 76.9%-31.2pp | 69.5%-23.8pp |
| Annual return | 18.08% | 24.46%-6.4pp | 28.19%-10.1pp | 81.01%-62.9pp |
| Employer contribution / active EE | $408 | $1,894-78.4% | $2,521-83.8% | $2,440-83.3% |
| Participant deferral / active EE | $3,104 | $3,270-5.1% | $4,048-23.3% | $3,608-14.0% |
| Admin fee / account holder | $6,053 | $5,055+19.7% | $7,491-19.2% | $5,124+18.1% |