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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,822 | $117,904-61.1% | $102,457-55.3% | $145,978-68.6% |
| Participation rate | 90.0% | 78.6%+11.4pp | 76.5%+13.5pp | 80.3%+9.7pp |
| Annual return | 16.12% | 31.80%-15.7pp | 29.41%-13.3pp | 550.52%-534.4pp |
| Employer contribution / active EE | $5,947 | $3,613+64.6% | $3,022+96.8% | $4,662+27.6% |
| Participant deferral / active EE | $11,113 | $5,733+93.8% | $5,054+119.9% | $6,690+66.1% |
| Admin fee / account holder | $677 | $13,329-94.9% | $9,451-92.8% | $13,400-94.9% |