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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $97,183 | $94,749+2.6% | $112,899-13.9% | $139,456-30.3% |
| Participation rate | 60.0% | 81.3%-21.3pp | 80.5%-20.5pp | 80.3%-20.3pp |
| Annual return | 15.07% | 40.92%-25.9pp | 34.11%-19.0pp | 373.45%-358.4pp |
| Employer contribution / active EE | $2,673 | $4,630-42.3% | $4,566-41.5% | $4,753-43.8% |
| Participant deferral / active EE | $8,203 | $6,517+25.9% | $6,516+25.9% | $6,711+22.2% |
| Admin fee / account holder | $11,677 | $8,530+36.9% | $7,047+65.7% | $11,407+2.4% |