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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,551 | $165,361-85.8% | $149,715-84.3% | $158,950-85.2% |
| Participation rate | 58.3% | 84.6%-26.2pp | 82.5%-24.1pp | 82.0%-23.6pp |
| Annual return | 16.24% | 348.24%-332.0pp | 276.66%-260.4pp | 302.91%-286.7pp |
| Employer contribution / active EE | $2,258 | $5,103-55.8% | $4,645-51.4% | $4,762-52.6% |
| Participant deferral / active EE | $2,378 | $7,182-66.9% | $6,842-65.2% | $5,983-60.3% |
| Admin fee / account holder | $1,207 | $10,808-88.8% | $9,310-87.0% | $11,248-89.3% |