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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,938 | $209,425-91.4% | $178,499-90.0% | $158,966-88.7% |
| Participation rate | 100.0% | 86.4%+13.6pp | 81.9%+18.1pp | 82.0%+18.0pp |
| Annual return | 39.91% | 188.80%-148.9pp | 151.10%-111.2pp | 302.95%-263.0pp |
| Employer contribution / active EE | $1,852 | $5,707-67.5% | $5,011-63.0% | $4,762-61.1% |
| Participant deferral / active EE | $7,719 | $5,955+29.6% | $5,202+48.4% | $5,983+29.0% |
| Admin fee / account holder | $366 | $17,078-97.9% | $13,986-97.4% | $11,250-96.7% |