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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $7,652 | $167,352-95.4% | $143,788-94.7% | $134,509-94.3% |
| Participation rate | 100.0% | 84.8%+15.2pp | 80.3%+19.7pp | 81.2%+18.8pp |
| Annual return | -10.71% | 0.47%-11.2pp | -0.03%-10.7pp | 418.13%-428.8pp |
| Employer contribution / active EE | $1,688 | $5,620-70.0% | $4,952-65.9% | $4,741-64.4% |
| Participant deferral / active EE | $3,759 | $6,447-41.7% | $5,638-33.3% | $6,400-41.3% |
| Admin fee / account holder | $594 | $18,091-96.7% | $14,675-96.0% | $11,427-94.8% |