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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,870 | $98,766-74.8% | $149,730-83.4% | $79,852-68.9% |
| Participation rate | 86.4% | 75.8%+10.6pp | 82.5%+3.9pp | 69.6%+16.7pp |
| Annual return | 0.00% | 27.43%-27.4pp | 276.70%-276.7pp | 31.72%-31.7pp |
| Employer contribution / active EE | $1,922 | $3,217-40.3% | $4,645-58.6% | $2,471-22.2% |
| Participant deferral / active EE | $3,824 | $5,681-32.7% | $6,843-44.1% | $3,740+2.2% |
| Admin fee / account holder | $1,663 | $6,052-72.5% | $9,310-82.1% | $5,306-68.7% |