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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,122 | $176,402-85.2% | $134,155-80.5% | $158,950-83.6% |
| Participation rate | 60.0% | 78.7%-18.7pp | 72.2%-12.2pp | 82.0%-22.0pp |
| Annual return | 76.90% | 63.66%+13.2pp | 36.34%+40.6pp | 302.91%-226.0pp |
| Employer contribution / active EE | $3,862 | $5,042-23.4% | $3,705+4.2% | $4,762-18.9% |
| Participant deferral / active EE | $6,825 | $4,093+66.8% | $3,500+95.0% | $5,983+14.1% |
| Admin fee / account holder | $52 | $8,719-99.4% | $6,685-99.2% | $11,248-99.5% |