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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,328 | $112,112-56.0% | $95,956-48.6% | $158,950-69.0% |
| Participation rate | 100.0% | 79.0%+21.0pp | 77.1%+22.9pp | 82.0%+18.0pp |
| Annual return | 22.03% | 171.15%-149.1pp | 91.63%-69.6pp | 302.91%-280.9pp |
| Employer contribution / active EE | $0 | $3,199-100.0% | $2,541-100.0% | $4,762-100.0% |
| Participant deferral / active EE | $23,170 | $4,784+384.3% | $4,167+456.1% | $5,983+287.3% |
| Admin fee / account holder | $9,524 | $10,134-6.0% | $6,797+40.1% | $11,248-15.3% |