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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,778 | $68,412-40.4% | $94,679-56.9% | $75,181-45.8% |
| Participation rate | 88.5% | 76.1%+12.4pp | 80.8%+7.6pp | 67.2%+21.3pp |
| Annual return | 35.00% | 616.91%-581.9pp | 156.75%-121.8pp | 160.69%-125.7pp |
| Employer contribution / active EE | $6,262 | $2,701+131.9% | $3,673+70.5% | $2,671+134.5% |
| Participant deferral / active EE | $14,744 | $6,537+125.5% | $7,417+98.8% | $4,126+257.4% |
| Admin fee / account holder | $4,245 | $5,326-20.3% | $7,233-41.3% | $5,650-24.9% |