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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,440 | $67,602-56.5% | $82,312-64.2% | $70,126-58.0% |
| Participation rate | 100.0% | 72.8%+27.2pp | 76.9%+23.1pp | 69.5%+30.5pp |
| Annual return | 10.35% | 21.57%-11.2pp | 25.88%-15.5pp | 73.15%-62.8pp |
| Employer contribution / active EE | $2,703 | $1,755+54.0% | $2,428+11.3% | $2,343+15.4% |
| Participant deferral / active EE | $4,506 | $2,987+50.9% | $3,706+21.6% | $3,332+35.3% |
| Admin fee / account holder | $2,478 | $4,512-45.1% | $5,608-55.8% | $4,645-46.7% |