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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,164 | $115,903-87.8% | $100,528-85.9% | $158,966-91.1% |
| Participation rate | 100.0% | 81.6%+18.4pp | 79.4%+20.6pp | 82.0%+18.0pp |
| Annual return | 20.27% | 34.80%-14.5pp | 30.90%-10.6pp | 302.95%-282.7pp |
| Employer contribution / active EE | $2,729 | $4,105-33.5% | $3,419-20.2% | $4,762-42.7% |
| Participant deferral / active EE | $4,030 | $6,677-39.6% | $6,271-35.7% | $5,983-32.6% |
| Admin fee / account holder | $765 | $11,000-93.0% | $8,084-90.5% | $11,250-93.2% |