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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $120,730 | $100,970+19.6% | $96,576+25.0% | $137,256-12.0% |
| Participation rate | 100.0% | 82.6%+17.4pp | 81.4%+18.6pp | 80.0%+20.0pp |
| Annual return | 18.67% | 38.16%-19.5pp | 38.47%-19.8pp | 220.34%-201.7pp |
| Employer contribution / active EE | $7,040 | $3,809+84.8% | $3,553+98.1% | $4,156+69.4% |
| Participant deferral / active EE | $10,465 | $8,286+26.3% | $7,956+31.5% | $6,407+63.3% |
| Admin fee / account holder | $7,605 | $11,312-32.8% | $11,381-33.2% | $12,270-38.0% |