Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 7-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
| Provider | Service type | Compensation |
|---|---|---|
ADP BROKER-DEALER4 years Filed as: ADP, INC. Service code 15 · EIN 13-3036745 | Recordkeeping | $39,183 |
Filed as: CYPRESS WEALTH SERVICES Service code 15 · EIN 82-2079022 | Recordkeeping | $31,917 |
WATTS GWILLIAM & CO3 years Filed as: WATTS GWILLIAM & COMPANY Service code 15 · EIN 20-0968191 | Recordkeeping | $22,982 |
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $9,265 | $47,163-80.4% | $149,696-93.8% | $74,460-87.6% |
| Participation rate | 84.6% | 63.4%+21.1pp | 78.8%+5.8pp | 70.7%+13.8pp |
| Annual return | 46.89% | 22.75%+24.1pp | 134.46%-87.6pp | 34.38%+12.5pp |
| Employer contribution / active EE | $0 | $1,907-100.0% | $4,821-100.0% | $2,638-100.0% |
| Participant deferral / active EE | $3,448 | $2,730+26.3% | $5,682-39.3% | $4,530-23.9% |
| Admin fee / account holder | $90 | $343-73.7% | $13,212-99.3% | $348-74.1% |