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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,641 | $201,372-92.7% | $184,260-92.1% | $145,884-90.0% |
| Participation rate | 100.0% | 87.5%+12.5pp | 86.8%+13.2pp | 80.3%+19.7pp |
| Annual return | 19.70% | 29.04%-9.3pp | 28.84%-9.1pp | 551.85%-532.1pp |
| Employer contribution / active EE | $15,524 | $7,024+121.0% | $6,427+141.5% | $4,662+233.0% |
| Participant deferral / active EE | $6,699 | $9,808-31.7% | $9,133-26.7% | $6,690+0.1% |
| Admin fee / account holder | $144,274 | $16,362+781.8% | $13,898+938.1% | $13,392+977.3% |