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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $196,346 | $185,905+5.6% | $170,057+15.5% | $139,487+40.8% |
| Participation rate | 100.0% | 87.8%+12.2pp | 87.0%+13.0pp | 80.3%+19.7pp |
| Annual return | 21.19% | 60.56%-39.4pp | 53.42%-32.2pp | 373.84%-352.7pp |
| Employer contribution / active EE | $21,155 | $7,597+178.5% | $6,790+211.5% | $4,755+344.9% |
| Participant deferral / active EE | $8,699 | $11,627-25.2% | $10,411-16.4% | $6,713+29.6% |
| Admin fee / account holder | $4,002 | $15,397-74.0% | $12,826-68.8% | $11,407-64.9% |