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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,547 | $106,267-76.0% | $96,520-73.5% | $139,456-81.7% |
| Participation rate | 52.6% | 77.8%-25.2pp | 74.3%-21.7pp | 80.3%-27.7pp |
| Annual return | 19.48% | 38.45%-19.0pp | 35.72%-16.2pp | 373.45%-354.0pp |
| Employer contribution / active EE | $1,324 | $4,105-67.8% | $3,739-64.6% | $4,753-72.1% |
| Participant deferral / active EE | $1,720 | $5,454-68.5% | $4,879-64.7% | $6,711-74.4% |
| Admin fee / account holder | $114 | $7,882-98.5% | $6,733-98.3% | $11,407-99.0% |