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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $5,494 | $117,426-95.3% | $99,470-94.5% | $152,885-96.4% |
| Participation rate | 100.0% | 77.5%+22.5pp | 73.8%+26.2pp | 82.5%+17.5pp |
| Annual return | 13.52% | 31.87%-18.4pp | 30.72%-17.2pp | 345.39%-331.9pp |
| Employer contribution / active EE | $2,253 | $3,014-25.2% | $2,540-11.3% | $4,763-52.7% |
| Participant deferral / active EE | $2,253 | $4,086-44.9% | $3,619-37.7% | $5,851-61.5% |
| Admin fee / account holder | $25,229 | $7,634+230.5% | $6,252+303.5% | $11,598+117.5% |