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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $207,282 | $92,684+123.6% | $82,706+150.6% | $134,509+54.1% |
| Participation rate | 50.0% | 75.2%-25.2pp | 72.6%-22.6pp | 81.2%-31.2pp |
| Annual return | 101.95% | 945.84%-843.9pp | 701.76%-599.8pp | 418.13%-316.2pp |
| Employer contribution / active EE | $1,117 | $3,272-65.9% | $3,007-62.9% | $4,741-76.4% |
| Participant deferral / active EE | $1,397 | $4,800-70.9% | $4,394-68.2% | $6,400-78.2% |
| Admin fee / account holder | $20 | $5,982-99.7% | $5,329-99.6% | $11,427-99.8% |