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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $7,381 | $92,743-92.0% | $82,744-91.1% | $134,532-94.5% |
| Participation rate | 72.7% | 75.2%-2.5pp | 72.6%+0.2pp | 81.2%-8.5pp |
| Annual return | -23.18% | 946.63%-969.8pp | 702.22%-725.4pp | 418.27%-441.4pp |
| Employer contribution / active EE | $1,513 | $3,273-53.8% | $3,008-49.7% | $4,741-68.1% |
| Participant deferral / active EE | $2,065 | $4,802-57.0% | $4,395-53.0% | $6,401-67.7% |
| Admin fee / account holder | $689 | $5,977-88.5% | $5,325-87.1% | $11,429-94.0% |