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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $8,535 | $112,131-92.4% | $95,964-91.1% | $158,982-94.6% |
| Participation rate | 80.0% | 79.0%+1.0pp | 77.1%+2.9pp | 82.0%-2.0pp |
| Annual return | 20.30% | 171.19%-150.9pp | 91.64%-71.3pp | 302.99%-282.7pp |
| Employer contribution / active EE | $1,878 | $3,199-41.3% | $2,541-26.1% | $4,763-60.6% |
| Participant deferral / active EE | $2,058 | $4,784-57.0% | $4,167-50.6% | $5,983-65.6% |
| Admin fee / account holder | $1,242 | $10,136-87.7% | $6,797-81.7% | $11,252-89.0% |