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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,504 | $133,981-89.9% | $112,249-88.0% | $134,532-90.0% |
| Participation rate | 0.0% | 78.6%-78.6pp | 75.1%-75.1pp | 81.2%-81.2pp |
| Annual return | -16.63% | 47.16%-63.8pp | 27.48%-44.1pp | 418.27%-434.9pp |
| Employer contribution / active EE | $17,096 | $4,040+323.2% | $3,636+370.2% | $4,741+260.6% |
| Participant deferral / active EE | $34,186 | $5,292+546.0% | $4,729+622.9% | $6,401+434.1% |
| Admin fee / account holder | $94,878 | $7,492+1166.4% | $6,412+1379.6% | $11,429+730.2% |