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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,223 | $115,810-85.1% | $101,271-83.0% | $158,966-89.2% |
| Participation rate | 100.0% | 79.4%+20.6pp | 75.8%+24.2pp | 82.0%+18.0pp |
| Annual return | 40.87% | 56.15%-15.3pp | 46.48%-5.6pp | 302.95%-262.1pp |
| Employer contribution / active EE | $3,716 | $4,175-11.0% | $3,660+1.5% | $4,762-22.0% |
| Participant deferral / active EE | $6,570 | $4,958+32.5% | $4,371+50.3% | $5,983+9.8% |
| Admin fee / account holder | $323 | $7,248-95.5% | $5,948-94.6% | $11,250-97.1% |