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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,244 | $29,670-21.7% | $56,054-58.5% | $80,911-71.3% |
| Participation rate | 10.7% | 41.7%-31.0pp | 52.5%-41.8pp | 67.6%-56.9pp |
| Annual return | 17.84% | 35.24%-17.4pp | 1705.95%-1688.1pp | 35.63%-17.8pp |
| Employer contribution / active EE | $245 | $670-63.4% | $1,039-76.4% | $2,756-91.1% |
| Participant deferral / active EE | $304 | $1,227-75.3% | $1,952-84.5% | $4,297-92.9% |
| Admin fee / account holder | $2,586 | $2,431+6.4% | $2,822-8.4% | $6,935-62.7% |