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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,639 | $27,936-54.8% | $58,561-78.4% | $75,173-83.2% |
| Participation rate | 10.4% | 38.8%-28.4pp | 50.9%-40.4pp | 67.2%-56.8pp |
| Annual return | 30.45% | 44.21%-13.8pp | 4251.33%-4220.9pp | 160.72%-130.3pp |
| Employer contribution / active EE | $497 | $670-25.8% | $1,053-52.9% | $2,671-81.4% |
| Participant deferral / active EE | $663 | $1,202-44.8% | $1,923-65.5% | $4,126-83.9% |
| Admin fee / account holder | $2,130 | $1,727+23.3% | $2,520-15.5% | $5,651-62.3% |