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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,244 | $29,733-21.8% | $56,025-58.5% | $80,959-71.3% |
| Participation rate | 10.7% | 41.7%-31.0pp | 52.5%-41.8pp | 67.7%-57.0pp |
| Annual return | 17.84% | 35.28%-17.4pp | 1712.69%-1694.8pp | 35.67%-17.8pp |
| Employer contribution / active EE | $245 | $672-63.5% | $1,042-76.5% | $2,757-91.1% |
| Participant deferral / active EE | $304 | $1,229-75.3% | $1,955-84.5% | $4,300-92.9% |
| Admin fee / account holder | $2,586 | $2,434+6.3% | $2,828-8.6% | $6,925-62.7% |