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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,162 | $160,070-66.2% | $147,117-63.2% | $145,897-62.9% |
| Participation rate | 73.9% | 84.0%-10.1pp | 82.2%-8.3pp | 80.3%-6.4pp |
| Annual return | 21.81% | 98.69%-76.9pp | 420.54%-398.7pp | 552.29%-530.5pp |
| Employer contribution / active EE | $6,098 | $5,285+15.4% | $4,932+23.6% | $4,663+30.8% |
| Participant deferral / active EE | $8,340 | $8,419-0.9% | $8,065+3.4% | $6,689+24.7% |
| Admin fee / account holder | $11,851 | $15,035-21.2% | $12,993-8.8% | $13,390-11.5% |