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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,162 | $160,040-66.2% | $147,096-63.2% | $145,877-62.9% |
| Participation rate | 73.9% | 84.0%-10.1pp | 82.2%-8.3pp | 80.3%-6.4pp |
| Annual return | 21.81% | 98.49%-76.7pp | 419.75%-397.9pp | 551.28%-529.5pp |
| Employer contribution / active EE | $6,098 | $5,289+15.3% | $4,936+23.5% | $4,663+30.8% |
| Participant deferral / active EE | $8,340 | $8,429-1.0% | $8,071+3.3% | $6,691+24.7% |
| Admin fee / account holder | $11,851 | $15,050-21.3% | $13,005-8.9% | $13,402-11.6% |