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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $66,492 | $125,797-47.1% | $170,043-60.9% | $75,173-11.5% |
| Participation rate | 76.9% | 83.6%-6.7pp | 87.0%-10.1pp | 67.2%+9.7pp |
| Annual return | 21.48% | 27.20%-5.7pp | 53.40%-31.9pp | 160.72%-139.2pp |
| Employer contribution / active EE | $0 | $4,616-100.0% | $6,790-100.0% | $2,671-100.0% |
| Participant deferral / active EE | $11,789 | $6,838+72.4% | $10,410+13.2% | $4,126+185.7% |
| Admin fee / account holder | $6,926 | $8,177-15.3% | $12,824-46.0% | $5,651+22.6% |