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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $6,316 | $99,995-93.7% | $85,063-92.6% | $145,978-95.7% |
| Participation rate | 93.3% | 74.1%+19.2pp | 67.5%+25.8pp | 80.3%+13.0pp |
| Annual return | 14.38% | 83.99%-69.6pp | 66.54%-52.2pp | 550.52%-536.1pp |
| Employer contribution / active EE | $1,616 | $3,231-50.0% | $2,727-40.7% | $4,662-65.3% |
| Participant deferral / active EE | $1,878 | $5,295-64.5% | $4,523-58.5% | $6,690-71.9% |
| Admin fee / account holder | $318 | $7,255-95.6% | $6,155-94.8% | $13,400-97.6% |