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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $296,026 | $176,077+68.1% | $159,455+85.6% | $167,518+76.7% |
| Participation rate | 66.7% | 84.9%-18.3pp | 82.8%-16.2pp | 82.1%-15.4pp |
| Annual return | 14.46% | 331.83%-317.4pp | 263.63%-249.2pp | 478.71%-464.3pp |
| Employer contribution / active EE | $2,050 | $5,298-61.3% | $4,830-57.6% | $4,838-57.6% |
| Participant deferral / active EE | $9,467 | $7,751+22.1% | $7,353+28.7% | $6,342+49.3% |
| Admin fee / account holder | $205,674 | $12,556+1538.0% | $10,800+1804.3% | $12,312+1570.5% |