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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,154 | $148,582-92.5% | $135,942-91.8% | $139,456-92.0% |
| Participation rate | 90.0% | 83.9%+6.1pp | 81.9%+8.1pp | 80.3%+9.7pp |
| Annual return | 127.12% | 79.26%+47.9pp | 68.28%+58.8pp | 373.45%-246.3pp |
| Employer contribution / active EE | $1,074 | $5,245-79.5% | $4,858-77.9% | $4,753-77.4% |
| Participant deferral / active EE | $3,037 | $8,101-62.5% | $7,759-60.9% | $6,711-54.8% |
| Admin fee / account holder | $953 | $12,402-92.3% | $10,764-91.1% | $11,407-91.6% |