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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,282 | $106,267-65.9% | $96,520-62.4% | $139,456-74.0% |
| Participation rate | 87.5% | 77.8%+9.7pp | 74.3%+13.2pp | 80.3%+7.2pp |
| Annual return | 22.95% | 38.45%-15.5pp | 35.72%-12.8pp | 373.45%-350.5pp |
| Employer contribution / active EE | $3,002 | $4,105-26.9% | $3,739-19.7% | $4,753-36.8% |
| Participant deferral / active EE | $9,235 | $5,454+69.3% | $4,879+89.3% | $6,711+37.6% |
| Admin fee / account holder | $2,116 | $7,882-73.2% | $6,733-68.6% | $11,407-81.5% |