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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $157,633 | $165,361-4.7% | $149,715+5.3% | $158,950-0.8% |
| Participation rate | 100.0% | 84.6%+15.4pp | 82.5%+17.5pp | 82.0%+18.0pp |
| Annual return | 1.69% | 348.24%-346.5pp | 276.66%-275.0pp | 302.91%-301.2pp |
| Employer contribution / active EE | $12,643 | $5,103+147.7% | $4,645+172.2% | $4,762+165.5% |
| Participant deferral / active EE | $5,220 | $7,182-27.3% | $6,842-23.7% | $5,983-12.7% |
| Admin fee / account holder | $619 | $10,808-94.3% | $9,310-93.4% | $11,248-94.5% |