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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,159 | $95,601-89.4% | $77,183-86.8% | $139,456-92.7% |
| Participation rate | 100.0% | 74.0%+26.0pp | 69.6%+30.4pp | 80.3%+19.7pp |
| Annual return | 56.34% | 54.96%+1.4pp | 37.89%+18.4pp | 373.45%-317.1pp |
| Employer contribution / active EE | $1,682 | $3,145-46.5% | $2,534-33.6% | $4,753-64.6% |
| Participant deferral / active EE | $3,416 | $4,623-26.1% | $3,833-10.9% | $6,711-49.1% |
| Admin fee / account holder | $317 | $8,302-96.2% | $5,475-94.2% | $11,407-97.2% |