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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $8,045 | $85,060-90.5% | $70,548-88.6% | $139,456-94.2% |
| Participation rate | 90.9% | 73.9%+17.0pp | 68.3%+22.6pp | 80.3%+10.6pp |
| Annual return | 134.13% | 30.38%+103.8pp | 32.78%+101.4pp | 373.45%-239.3pp |
| Employer contribution / active EE | $3,552 | $3,911-9.2% | $2,975+19.4% | $4,753-25.3% |
| Participant deferral / active EE | $3,739 | $5,890-36.5% | $4,567-18.1% | $6,711-44.3% |
| Admin fee / account holder | $317 | $8,925-96.4% | $6,424-95.1% | $11,407-97.2% |