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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $72,601 | $104,106-30.3% | $71,086+2.1% | $135,379-46.4% |
| Participation rate | 75.0% | 65.7%+9.3pp | 54.7%+20.3pp | 82.6%-7.6pp |
| Annual return | 10.71% | 1256.30%-1245.6pp | 650.59%-639.9pp | 519.79%-509.1pp |
| Employer contribution / active EE | $1,494 | $1,485+0.6% | $1,088+37.4% | $4,779-68.7% |
| Participant deferral / active EE | $2,313 | $2,527-8.5% | $1,874+23.4% | $5,609-58.8% |
| Admin fee / account holder | $567 | $4,142-86.3% | $3,082-81.6% | $10,828-94.8% |