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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,330 | $167,352-90.2% | $143,788-88.6% | $134,509-87.9% |
| Participation rate | 100.0% | 84.8%+15.2pp | 80.3%+19.7pp | 81.2%+18.8pp |
| Annual return | -26.92% | 0.47%-27.4pp | -0.03%-26.9pp | 418.13%-445.1pp |
| Employer contribution / active EE | $3,887 | $5,620-30.8% | $4,952-21.5% | $4,741-18.0% |
| Participant deferral / active EE | $3,841 | $6,447-40.4% | $5,638-31.9% | $6,400-40.0% |
| Admin fee / account holder | $660 | $18,091-96.4% | $14,675-95.5% | $11,427-94.2% |