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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $105,114 | $88,702+18.5% | $81,780+28.5% | $145,978-28.0% |
| Participation rate | 92.3% | 75.0%+17.3pp | 72.4%+19.9pp | 80.3%+12.0pp |
| Annual return | 17.17% | 1029.12%-1011.9pp | 776.27%-759.1pp | 550.52%-533.3pp |
| Employer contribution / active EE | $5,491 | $3,084+78.0% | $2,914+88.4% | $4,662+17.8% |
| Participant deferral / active EE | $12,390 | $4,645+166.7% | $4,321+186.8% | $6,690+85.2% |
| Admin fee / account holder | $9,848 | $8,414+17.0% | $7,384+33.4% | $13,400-26.5% |