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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $4,254 | $64,716-93.4% | $112,258-96.2% | $68,495-93.8% |
| Participation rate | 100.0% | 67.2%+32.8pp | 75.1%+24.9pp | 67.9%+32.1pp |
| Annual return | -17.77% | -11.40%-6.4pp | 27.47%-45.2pp | -7.84%-9.9pp |
| Employer contribution / active EE | $1,828 | $2,746-33.4% | $3,636-49.7% | $2,596-29.6% |
| Participant deferral / active EE | $236 | $3,565-93.4% | $4,728-95.0% | $4,028-94.1% |
| Admin fee / account holder | $1,757 | $5,232-66.4% | $6,411-72.6% | $5,403-67.5% |