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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $109,652 | $27,632+296.8% | $61,399+78.6% | $68,495+60.1% |
| Participation rate | 14.3% | 39.5%-25.2pp | 52.6%-38.3pp | 67.9%-53.6pp |
| Annual return | 0.00% | -13.24%+13.2pp | 338.81%-338.8pp | -7.84%+7.8pp |
| Employer contribution / active EE | $339 | $696-51.3% | $1,159-70.8% | $2,596-87.0% |
| Participant deferral / active EE | $1,390 | $1,264+10.0% | $2,124-34.6% | $4,028-65.5% |
| Admin fee / account holder | $5,183 | $2,010+157.8% | $2,131+143.2% | $5,403-4.1% |