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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,902 | $156,398-80.2% | $147,318-79.0% | $138,895-77.8% |
| Participation rate | 90.0% | 83.8%+6.2pp | 82.1%+7.9pp | 79.9%+10.1pp |
| Annual return | 15.30% | 78.75%-63.4pp | 70.43%-55.1pp | 145.39%-130.1pp |
| Employer contribution / active EE | $2,986 | $4,853-38.5% | $4,593-35.0% | $4,194-28.8% |
| Participant deferral / active EE | $6,476 | $8,237-21.4% | $7,906-18.1% | $6,396+1.3% |
| Admin fee / account holder | $3,940 | $14,976-73.7% | $13,708-71.3% | $12,562-68.6% |