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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,830 | $148,623-90.0% | $135,974-89.1% | $139,466-89.4% |
| Participation rate | 90.0% | 83.9%+6.1pp | 81.9%+8.1pp | 80.3%+9.7pp |
| Annual return | 18.04% | 79.30%-61.3pp | 68.30%-50.3pp | 373.66%-355.6pp |
| Employer contribution / active EE | $2,254 | $5,246-57.0% | $4,859-53.6% | $4,754-52.6% |
| Participant deferral / active EE | $3,337 | $8,103-58.8% | $7,760-57.0% | $6,712-50.3% |
| Admin fee / account holder | $535 | $12,406-95.7% | $10,767-95.0% | $11,409-95.3% |