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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $46,843 | $56,197-16.6% | $67,652-30.8% | $59,633-21.4% |
| Participation rate | 65.1% | 71.5%-6.4pp | 75.7%-10.5pp | 68.7%-3.6pp |
| Annual return | -1.47% | 18508.10%-18509.6pp | 6625.40%-6626.9pp | 2041.45%-2042.9pp |
| Employer contribution / active EE | $1,565 | $1,615-3.1% | $2,266-30.9% | $2,203-29.0% |
| Participant deferral / active EE | $6,385 | $2,844+124.5% | $3,560+79.4% | $3,192+100.1% |
| Admin fee / account holder | $3 | $3,958-99.9% | $4,821-99.9% | $4,297-99.9% |