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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $337,978 | $167,352+102.0% | $143,788+135.1% | $134,509+151.3% |
| Participation rate | 26.1% | 84.8%-58.7pp | 80.3%-54.2pp | 81.2%-55.1pp |
| Annual return | -15.65% | 0.47%-16.1pp | -0.03%-15.6pp | 418.13%-433.8pp |
| Employer contribution / active EE | $3,772 | $5,620-32.9% | $4,952-23.8% | $4,741-20.4% |
| Participant deferral / active EE | $1,513 | $6,447-76.5% | $5,638-73.2% | $6,400-76.4% |
| Admin fee / account holder | $172 | $18,091-99.1% | $14,675-98.8% | $11,427-98.5% |