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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $190,925 | $75,959+151.4% | $154,114+23.9% | $64,181+197.5% |
| Participation rate | 100.0% | 70.4%+29.6pp | 83.0%+17.0pp | 69.6%+30.4pp |
| Annual return | -9.64% | 30.32%-40.0pp | 735.16%-744.8pp | 7.63%-17.3pp |
| Employer contribution / active EE | $8,818 | $3,350+163.2% | $5,298+66.4% | $2,381+270.4% |
| Participant deferral / active EE | $5,861 | $3,175+84.6% | $5,081+15.4% | $3,470+68.9% |
| Admin fee / account holder | $6,307 | $5,589+12.8% | $13,411-53.0% | $4,887+29.0% |