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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $99,179 | $198,461-50.0% | $170,436-41.8% | $147,585-32.8% |
| Participation rate | 100.0% | 88.0%+12.0pp | 83.6%+16.4pp | 82.8%+17.2pp |
| Annual return | 5.70% | 257.30%-251.6pp | 205.94%-200.2pp | 578.57%-572.9pp |
| Employer contribution / active EE | $6,696 | $6,184+8.3% | $5,433+23.3% | $4,876+37.3% |
| Participant deferral / active EE | $3,994 | $5,629-29.1% | $4,939-19.1% | $5,439-26.6% |
| Admin fee / account holder | $89,168 | $16,852+429.1% | $13,880+542.4% | $10,885+719.1% |