Retirement plan

L.W. MILLER PROFESSIONAL SERVICES INC. EMPLOYEE ELECTIVE DEFERRAL AND STOCK OWNERSHIP PLAN

Name: L.W. MILLER PROFESSIONAL SERVICES INC. - L.W. MILLER PROFESSIONAL SERVICES INC. EMPLOYEE ELECTIVE DEFERRAL AND STOCK OWNERSHIP PLAN (2017) Form 5500
Creator: L.W. MILLER PROFESSIONAL SERVICES INC.
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, L.W. MILLER PROFESSIONAL SERVICES INC. EMPLOYEE ELECTIVE DEFERRAL AND STOCK OWNERSHIP PLAN, L.W. MILLER PROFESSIONAL SERVICES INC.

L.W. MILLER PROFESSIONAL SERVICES INC.EIN 82-0571300Plan #002PY 2017

1050 WEST 200 NORTH - LOGAN, UT 843230512435-753-8350

Prospect flagsFailed to transmit contributions

How to read this page

Total assets (EOY)

$5.6M

+11.2% from 2016

Total participants

331

-8.6% from 2016

Average account balance

$16,917

+19.3% from 2016

Annual return

14.03%

+9.68 pp from 2016

Benchmarks

See 1,029 peers

Peer group

Industry48 - Transportation and Warehousing

Plan typeDefined contribution

Participants100-249

Cohort1,029 peers

Snapshot2017

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$5.86M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$31K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

189

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

94.6%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$632K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$6K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+12.99%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$283

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

1 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Top 4 by compensation

Provider	Service type	Compensation
ALLEGIS/ADAMS WEALTH ADVISORS1 year Filed as: ALLEGIS WEALTH ADVISORS Service code 27 10235 SOUTH JORDAN GATEWAY · SOUTH JORDAN, UT 84095	Advisory (Plan)	$47,876
ADAMS WEALTH ADVISORS2 years Service code 27 1047 SOUTH 100 WEST SUITE 220 · LOGAN, UT 84321	Advisory (Plan)	$35,143
MCCREADY & KEENE INC.2 years Service code 15 · EIN 35-0500670	Recordkeeping	$4,171
MATRIX TRUST COMPANY3+ years Filed as: MG TRUST CO. DBA MATRIX TRUST CO. Service code 18 · EIN 75-3182674	Finders' fees / placement fees; Custo...	$3,120

Plan features & details

Pension benefit codes2K2F2E2Q2J2O2H2S

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2H
Partial participant-directed account plan
Participants have the opportunity to direct the investment of a portion of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2K
Code section 401(m) arrangement
Employee contributions are allocated to separate accounts under the plan or employer contributions are based in whole or in part on employee deferrals or contributions to the plan. Not applicable to 401(k) plans with only QNECs and/or QMACs or to 403(b)(1) 403(b)(7) or 408 arrangements.
2O
ESOP other than a leveraged ESOP
Employee stock ownership plan that is not leveraged.
2Q
ESOP maintained by an S corporation
The employer maintaining this ESOP is an S corporation.
2S
Automatic enrollment
Plan provides for automatic enrollment in plan that has elective contributions deducted from payroll.

Opportunity flags

1 tripped

ComplianceFailed to transmit contributions
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).

Expense breakdown

Schedule H Part II

Admin total

$87K

$445 / participant

Investment mgmt$82K94.6%
Contract admin$4K4.8%
Other / not subdivided$5230.6%

% of EOY assets

1.558%

all-in expense ratio

Categories reported

2 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Disclaimer opinion

Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.

Auditor firm: JONES SIMKINS LLC
Auditor EIN: 461592906
Audit fees: (not subdivided)
Opinion code: Disclaimer

Metric

This plan

Peer set

Industry

Size

Avg account balance

$16,917

$46,297-63.5%

$71,671-76.4%

$62,293-72.8%

Participation rate

99.0%

60.6%+38.3pp

68.7%+30.2pp

69.5%+29.5pp

Annual return

14.03%

22.32%-8.3pp

20.65%-6.6pp

28.90%-14.9pp

Employer contribution / active EE

$844

$1,412-40.2%

$2,460-65.7%

$2,042-58.7%

Participant deferral / active EE

$2,277

$2,235+1.9%

$3,438-33.8%

$3,169-28.2%

Admin fee / account holder

$264

$461-42.8%

$5,558-95.3%

$479-45.0%

Provider

Service type

Compensation

ALLEGIS/ADAMS WEALTH ADVISORS1 year

Filed as: ALLEGIS WEALTH ADVISORS

Service code 27

10235 SOUTH JORDAN GATEWAY · SOUTH JORDAN, UT 84095

Advisory (Plan)

$47,876

ADAMS WEALTH ADVISORS2 years

Service code 27

1047 SOUTH 100 WEST SUITE 220 · LOGAN, UT 84321

Advisory (Plan)

$35,143

MCCREADY & KEENE INC.2 years

Service code 15 · EIN 35-0500670

Recordkeeping

$4,171

MATRIX TRUST COMPANY3+ years

Filed as: MG TRUST CO. DBA MATRIX TRUST CO.

Service code 18 · EIN 75-3182674

Finders' fees / placement fees; Custo...

$3,120

L.W. MILLER PROFESSIONAL SERVICES INC. EMPLOYEE ELECTIVE DEFERRAL AND STOCK OWNERSHIP PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

L.W. MILLER PROFESSIONAL SERVICES INC. EMPLOYEE ELECTIVE DEFERRAL AND STOCK OWNERSHIP PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion