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| Provider | Service type | Compensation |
|---|---|---|
FIDELITY INVESTMENTS INSTITUTIONAL11+ years Service code 37 · EIN 04-2647786 | Loan Processing | $24,739 |
Filed as: ALLIANT RETIREMENT SERVICES Service code 27 · EIN 33-0785439 | Advisory (Plan) | $24,344 |
STRATEGIC ADVISORS, INC.6 years Service code 27 · EIN 04-2654524 | Advisory (Plan) | $5,981 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $87,878 | $106,864-17.8% | $147,318-40.3% | $82,637+6.3% |
| Participation rate | 89.4% | 75.5%+13.9pp | 82.1%+7.3pp | 68.1%+21.3pp |
| Annual return | 15.71% | 27.49%-11.8pp | 70.43%-54.7pp | 53.51%-37.8pp |
| Employer contribution / active EE | $1,442 | $3,417-57.8% | $4,593-68.6% | $2,552-43.5% |
| Participant deferral / active EE | $7,355 | $6,496+13.2% | $7,906-7.0% | $4,126+78.3% |
| Admin fee / account holder | $475 | $8,415-94.4% | $13,708-96.5% | $7,339-93.5% |